Comments on: Major Medical Insurance Plans

By: 816cameron

816cameron — Mon, 19 Jul 2010 10:41:15 +0000

“everyone NOW has access to healthcare”, the emergency room; is like saying, if everyone has a gun, we don’t need government intervention and force a dept of military on us.

By: teknoguy2002

teknoguy2002 — Mon, 19 Jul 2010 09:23:30 +0000

@dland95 (Sorry only needed like 40 more letters)

But for the most part, the uninsured aren’t that way by choice. And even then, they’ve been paying taxes just like everyone else.

By: dland95

dland95 — Mon, 19 Jul 2010 05:25:44 +0000

The thing is, people that are uninsured generally didn’t apply themselves. They never tried to make something of their lives and as a result didn’t make enough money to pay for insurance in case something happened to them. When something does happen, they come whining saying how they have never had a chance. They have always have had a chance and never took it. So now the productive, tax paying members of society have to pay for someone not feeling like applying themselves.

By: prancingmonkey

prancingmonkey — Mon, 19 Jul 2010 03:11:33 +0000

Nope only WA and FL. Some individual companies may cover it and MVA's should be covered, but not personal health ins.

You'll get to have a totally cash practice!! which is much better than dealing with the low paying insurance companies here in WA.

By: Miracle

Miracle — Mon, 19 Jul 2010 00:55:31 +0000

Do not try to do this by yourself on the internet. Those quotes are for people with no health issues at all and they don't take into consideration any health problems. Every company has different underwriting standards and you may end up hurting your chance to get on a plan.

For example, you had cancer but have been treatment free for 7 years. Company A will not take you unless you've been treatment free for 10 years so they will decline you (now you have to explain why you were declined if you apply with another company). Company B will take you after 5 years with no problem. Company C may take you but won't cover anything that has to do with or is a result of the cancer. Company D may take you but increase the premium up to 80% over the quoted premium. If you do this on the internet how do you know which is company B?

Go visit a local independent agent. This person knows the market in your area and can find the best plan for your situation. They don't charge you anything for the service. Stay away from medical discount plans unless you like getting scammed.

By: Celi

Celi — Sun, 18 Jul 2010 20:01:39 +0000

health-quotes.isgreat.org – here is my health insurance plan. As I remember they can provide such a service.

By: John S

John S — Sun, 18 Jul 2010 17:19:47 +0000

healthquotes.awardspace.info – here is my health insurance plan. As I remember they can provide such a service.

By: dland95

dland95 — Sun, 18 Jul 2010 08:26:11 +0000

@teknoguy2002 I do see your point about people who can’t afford it. I don’t see a reason why other people should pay for it when the uninsured can’t. That’s what charities are for.

By: teknoguy2002

teknoguy2002 — Sun, 18 Jul 2010 01:48:12 +0000

@dland95 Some people just can’t afford Health Insurance. Some people who CAN afford the insurance don’t get it, because even if they had it they can’t afford the copay. It’s not about who applies themselves, except in the case of extreme laziness, but I think that is actually rare.

Some people don’t get health insurance just because they don’t want to. Fine by me, but if something happens, there should be some guarantee to the healthcare system they go to for care that they will get paid.

By: teknoguy2002

teknoguy2002 — Sun, 18 Jul 2010 00:55:10 +0000

@dland95 Charities are all well and good, but they jsut don’t end up helping everyone who needs it. Not by a long shot.

Let’s say I get laid off this week. I’ve been paying taxes all my life, paid into SS, and even have health insurance. After I lose my job, I no longer have my health insurance. If I get sick, I can’t afford to pay for it because I just lost not only my job, but my insurance as well.

I see where you’re coming from, and I do agree, some people just shouldn’t be helped.