Health Insurance Quotes Reform Obamacare & Buying Individual Health Insurance

JANUARY 29, 2010
This Week in Health Care Reform
Following the election of Republican Scott Brown to the Massachusetts State Senate last week and the resulting loss of Senate Democrats’ supermajority, lawmakers continue to pave the way for health care reform – with limited progress. In addition, polls indicate that the public would rather lawmakers focus more on the economy than on health care.
State of the Union Address
President Obama Gives State of the Union Address: On Wednesday evening, President Barack Obama delivered his first State of the Union address before a joint session of Congress. Having hoped to have a health care reform bill on his desk prior to his address, the President instead used his speech to encourage Congress to push forward on health care reform. Yet, he did not give specific guidance as to how to proceed with the legislation. Instead, he made it clear that his primary focus would be on jobs and the economy.
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Health Care Reform Negotiations
Democrats Still Seek Way Forward: While vowing not to give up, Democratic Senate leaders indicated Tuesday that they no longer felt pressure to move quickly on health care reform; and, in the wake of the Massachusetts election and in reaction to public opinion, they shifted focus to jobs and the economy. Senate Majority Leader Harry Reid (D-NV) commented that there is “no rush” on health care and said that he and Speaker of the House Nancy Pelosi (D-CA) were working to map out a way to complete health care reform in the coming months. On Wednesday, Sen. Pelosi floated a two-pronged strategy to pass incremental changes now and pursue comprehensive reform later.
Some lawmakers have considered breaking up the legislation into smaller pieces that have bipartisan support. However, this option will prove challenging given the complexities and interdependencies of the measures. For example, lawmakers would like to include a measure that requires all insurance companies to insure those with pre-existing conditions; however, premiums will most likely increase unless there is an individual mandate.
Earlier this week, Democrats appeared to be coalescing around a different strategy through which Senate lawmakers would make changes to their bill to appease members of the House. The Senate would then pass the revised bill via reconciliation, which only requires 51 votes. Following that, the House would approve the revised bill, giving it to President Obama for his review. However, movement on this strategy stalled Tuesday when two centrist Senators, Sens. Evan Bayh (D-IN) and Blanche Lincoln (D-AK), indicated that they would oppose using reconciliation to bypass Republican support. Others, including Sen. Joe Lieberman (I-CT) and Sen. Dianne Feinstein (D-CA), have suggested a “time out” on health care reform until there is a clear path forward.
In the GOP response to President Obama’s State of the Union address, Virginia Governor Robert McDonnell said that Republicans share the Democrats’ desire for health care reform, but do not agree with their proposed solutions. Republicans suggest that Democrats scrap the current proposals and start over with more Republican input on issues such as medical malpractice reform and selling insurance policies across state lines.
Republicans Call for Transparency: On Wednesday, the House Energy and Commerce Committee marked up a resolution presented by Rep. Michael Burgess (R-TX) which requested that the administration divulge documentation regarding the health care reform deals made with trade associations and a labor union. Committee Chairman Henry Waxman (D-CA) said that while details remained to be worked out, he would support a narrowed version of the Republican request for White House records.
President Obama to Speak with House Republicans: President Obama will meet with House Republicans on Friday in response to an invitation to speak at their annual retreat in Baltimore that begins Thursday and ends Saturday. The meeting comes just after the President’s State of the Union address, and members of the news media speculate that the meeting may spur more bipartisanship or potentially lead to even more tension between the two parties.
Interest Groups Call for Reform: With health care reform’s fate in jeopardy, interest groups have voiced their support, encouraging Democrats to push forward with legislation. The AARP, American Cancer Society Cancer Action Network, Consumers Union, Families USA and Service employees International Union sent a joint letter last Thursday urging Congress not to abandon comprehensive health care reform. Further, the United States Conference of Catholic Bishops also sent a letter to Congress urging a push for reform.
Public Opinion
Polls Show Concern with Health Care Reform; More Focus on Jobs and Economy: Several polls were released this week that highlight the public’s disenchantment with health care reform and anxiety around the struggling economy.
A new CNN/Opinion Research poll released Tuesday shows that only three in ten Americans say they want Congress to pass legislation similar to the bills currently being discussed in Congress. Forty-eight percent of Americans would like lawmakers to start again on a new bill, and 21 percent believe Congress should not work on bills that would change the current health care system. Further, a Wall Street Journal/NBC poll released Wednesday found that 51 percent of Americans believe President Obama has paid “too little attention” to the economy and that 44 percent feel he has paid “too much attention” to his proposed health care overall.
In addition, a new USA Today/Gallup poll released late last week finds that most Americans call for a more bipartisan effort in health reform. A 55 percent majority of Americans say that President Obama and Congressional Democrats should suspend movement on health care reform and consider alternatives that would increase Republican support.
A poll released last weekend by the Washington Post , Henry J. Kaiser Family Foundation and Harvard University’s School of Public Health indicated that dissatisfaction with the direction of the country, including the Democrats’ health care reform proposals, drove the outcome of the Massachusetts election. The post-election survey of Massachusetts state voters showed that overall 43 percent say they support the health care reform proposals advanced by President Obama and Congressional Democrats, while 48 percent oppose them.
A new poll released Monday from the Robert Wood Johnson Foundation found that fears regarding the health care reform package increased significantly in December as members of the Senate finalized their bill. Thirty-three percent of respondents said they believed their access to care would worsen if the legislation passed, up from 25 percent in November. Forty-two percent said the country’s finances would suffer under reform, compared with 34.6 percent in November.
Looking Ahead
Next week, the President will present his Budget to Congress (which includes health programs), after which Congressional hearings will commence. We expect health reform to be discussed in these sessions. While there remains no clear path forward for health care reform, Congressional leaders will continue to work to find a solution.
Watch the video related to health insurance
Its about economy of scale. When you sign up for healthcare coverage, you join a group of other people to combine your healthcare purchasing power. Your insurer covers the whole group, rather than individuals, so everyone shares the cost of staying healthy.-Stay Smart Stay Healthy See more vidoes at: www.youtube.com
Help answer the question about health insurance
How does health insurance work in terms of payment?Let's say there's a family, and there's three different prescriptions for different medications within the family. Let's say the Dad is paying for health insurance. Do you just pay for health insurance once, when you register for it? Do you pay $20 monthly? Does the price you pay go up when you add more medications? I'm confused.








well the answer is yes and poboy look up the 10th amendment!!! Libs have no clue to the constitution and ramble about the court "making laws!!! Public school is a complete failure!!!
the answer above me, research congressional vote!!! More proof that public school is dumbing down the left!!!
I don't think it will survive, which means that none of the problems with our health care system will be addressed.
The problem is the gross greed and inefficiency of the for-profit health care system. The mandate to maximize profits for shareholders directly conflicts with the goal of insurance being there when the financial need for it is greatest. In order to maximize profits, insurance companies, by design, will try to dump you or deny your claims as soon as your needs exceed what they estimate you will bring to them in the form of premiums.
By not having a not-for-profit alternative that is large enough to gain economies of scale in administrative efficiency and bargaining leverage, we would basically force people to enroll with the same people who are causing the current problems and enriching themselves from it.
This would be like looking at the Enron debacle, and then passing a law requiring everyone to trade energy futures through that company, as a solution for what went wrong.
This will wind up being an enormous government tax dollar pork giveaway to the wealthy heath care and insurance industry lobbies, just like Medicare Part D was, but much, much larger. The problems with people getting screwed, and the costs spiraling out of control won't be touched by these measures, most of which don't take effect any time soon anyway.
@josephdupont Yeah and the majority of those 47 nations have socialized medicine.
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This is just another step by Obama to make this country Communist.
@jjonathan360 Howard Dean said it best. All they had to do was expand Medicare for all (i.e. up the premiums from our paychecks) and so long private healthcare. Instead the bill just seemed to keep supporting a corrupted industry that is highly biased based on risk and zip code you live in.
Why are not most all Americans especialy 1st Ammendment free speechers not buying torches and pitch forks to march on "The Messiah's" Manger at 1400 Penn. Ave D.C. ?
@shaithis45 i couldnt agree more
"screwing the pooch" ????
no, he is Not fu*king your Mom.
you must be thinking of your older brother.
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How come You NEVER talked about the polls when bush was President !!!
ha-ha-ha-ha-ha
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Obama was only technicaly right. In spirit Obama is a liar.
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If even capitalist Ireland can provide universal health care for it’s people, why can’t we? The nature of free-market health care encourages these practices because actually treating people means a loss of profit. I’ll never get health care in the current system because “high functioning” autism is a pre-existing condition that can’t be blamed on a poor lifestyle. The sooner we join the rest of the world in providing non-profit universal health care, the better.
@jjonathan360 perhpas if they were to make health insurance more of an investment opportinty where you get a set amount back for using the insurance left and become and individual partner in the system (i.e. stocks) while your basical policy covers you at 100% bor basic services and hospitalization. Though it was never about insurance it was address true medical costs and perhaps the industry should based rates on a sliding scale based on ones income keeping it affordable for all.
Yes, be afraid, be very afraid.
Next will come reporting on those who own guns. Then it will be reporting on those who have 2 loaves of bread instead of 1.
insurance is a SCAM! there are certin things in life that should be non profit…
Yes. We are going to be living in 1984. "big brother" is going to be coming for you for "re education". Say it with me now ! Obamacare is GOOD! Obamacare is NEEDED!!!