Comments on: Benefits Of Health Insurance

By: cris hallock

cris hallock — Thu, 01 Apr 2010 09:00:04 +0000

Ask your employer. They will tell you. Actually they should provide a form for you to sign every year verifying your benefit selections and how you want to have your healthcare premiums treated.

Nearly all healthcare insurance through a job are part of a Section 125 plan and are deducted pre-tax. You generally have the option to pay them with tax paid dollars but I'm at a loss to explain how that could be beneficial to anyone.

Try this site, if you want to find the best or the cheapest health insurance just in one minute,

http://cheap-health-insurance-usa.info/

Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company.

Hope this help,

By: Dima

Dima — Thu, 01 Apr 2010 05:09:35 +0000

Higher wages is about attracting employees, while benefits packages are about retaining employees. It is much more efficient to keep an employee around after they have been trained. Most retirement plans, stock option packages, insurance benefits, etc. are designed to pay higher rewards to those with greater tenure so the longer you are around, the more expensive it becomes to leave.

By: montcoguy0o

montcoguy0o — Wed, 31 Mar 2010 22:44:01 +0000

Ask your employer. They will tell you. Actually they should provide a form for you to sign every year verifying your benefit selections and how you want to have your healthcare premiums treated.

By: Simply Serina

Simply Serina — Wed, 31 Mar 2010 17:14:07 +0000

Well, the school has a plan. You have to pay for it.

By: h0ldme22

h0ldme22 — Wed, 31 Mar 2010 09:16:26 +0000

I believe you mean that she was hired as temp with the promise of being made permanent. If she did not get that agreement in writing, she doesn't have a legal leg to stand on. If the company only offers insurance to all full-time permanent employees, they have not broken any laws, since she is still classified as a temporary employee. But she should check the employee handbook or info she was given at her hire.

By: eggless

eggless — Wed, 31 Mar 2010 05:56:17 +0000

AHB isn't insurance. Read the small print, they aren't going to PAY anything. All they do, is sell you a LIST. The list is doctors who allegedly will give you a discount. There is no guarantee, that those names on the list, will actually give you a discount.

And 20% off of a $500 bill, still leaves you paying $400.

So, it's not COVERAGE, as they don't PAY anything.

By: dan

dan — Wed, 31 Mar 2010 01:03:08 +0000

Yes, you're getting royally screwed.

To be insurance the company must be on the hook to pay out money, sometimes more than it receives in premium. It is a federal regulation that if the plan is not insurance it cannot use the term "insurance". Your plan just takes in money and doesn't offer you anything more than a list of doctors which may or may not really accept the plan and, if they do, may or may not give you a discount.

Good luck trying to get off the plan. A good percentage of complaints against these plans are people trying to disenroll and cancel the credit card or bank withdrawl payment. Also, the application fee is not refundable.

By: energizer bunny

energizer bunny — Mon, 29 Mar 2010 04:44:48 +0000

Call the HR Dept. & ask.

By: mtmt

mtmt — Mon, 29 Mar 2010 04:06:58 +0000

By: 00AgentMan

00AgentMan — Mon, 29 Mar 2010 03:54:59 +0000

nice